Our insurance partner - AIA
Together with AIA Australia Limited ABN 79 004 837 861 (AIA), we’re bringing Asgard Employee Super Account members and Asgard Personal Protection Package customers a new insurance in super offer — designed to help members when they need it most.
A simple claims philosophy
AIA’s claims philosophy is simple — helping members when they need it most, making sure every claim that should be paid is paid, and payments are prompt and correct.
Supporting members through early intervention and wellbeing programs
We hope you never need to make a claim but if you do, together with AIA, we believe your health and wellbeing journey goes beyond paperwork and payments. With a proactive focus on rehabilitation and supporting long-term health outcomes, AIA’s evidence based, results-focused programs include:
- Mind Coach
AIA’s Mind Coach helps members work through any problems or difficult situations they may have in their life from the comfort of their own home. Over seven phone sessions, Mind Coach introduces a range of helpful, simple tips and tools to help people be happier and healthier every day. The program is available to members when their claim is accepted.
- Pain Coaching
AIA’s Pain Coaching is a one-on-one program that teaches members active strategies and management techniques to live better with pain. Pain is about protection. The brain ‘creates’ the pain in response to trauma, as a way of alerting the body and protecting it from further injury. However, in chronic pain sufferers, the pain continues long after the tissue has healed - the brain has ‘learnt’ the pain and become overly protective. Pain Coaching is designed to re-train the body’s overly protective pain system, participants learn how to retrain the brain and move more freely. The program also focuses on how stretching, diet and nutrition, sleep, and positive thinking settle the pain system. The program is available to members when their claim is accepted.
- CancerAid Coach
AIA’s CancerAid Coach is a six-week program that guides members towards reaching better cancer care outcomes based on clinically proven science. CancerAid brings together the individualised attention of professional health coaches with a researched curriculum and manageable, but powerful, goals. Members are offered this program when they make a claim and it continues regardless of acceptance of their claim.
- Helping members to get back to the life they enjoy faster
We offer AIA’s wellness and work readiness programs RESTORE™ to support members, who have been claiming insurance, to return to the life they enjoy including getting back to work. AIA designs these programs in partnership with medical practitioners and employers.
Recognising that people with mental health conditions require additional support during their recovery journey, RESTORE™ assists members with anxiety and depression through a program that includes:
- A routine that can assist in increasing wellness and work readiness
- An exercise program to complement the treatment plan
- Resources to increase community engagement, tailored to the participants specific needs
- Consideration of a regular support group, short term course and/or voluntary work
- Identification of a long-term work goal.
- RESTORE ACTIVE™
RESTORE Active™ assists members with complex musculoskeletal conditions by providing:
- Targeted dietetic services and nutritional counselling to assist with wellness
- Mindfulness coaching to assist with recovery and pain management
- Graded exercise programs to increase work fitness
- Pain management education and musculoskeletal recovery tools to maximise recovery.
- RESTORE CARE™
RESTORE CaRe™ is for individuals recovering from cancer and is designed with wellness and return to work goals in mind. It’s tailored to the needs of the individual and addresses specific challenges including fatigue, cognitive changes, and other side effects. It includes a functional upgrading program designed by an Accredited Exercise Physiologist or Physiotherapist to help develop fitness for everyday activities and preparation for return to work.
Members who have made a claim may be offered a relevant program, to support them, by their Claims Consultant.
The information has been prepared by BT Funds Management Limited ABN 63 002 916 458, AFSL Number 233724, RSE Licence No. L0001090 (BTFM). BTFM is the trustee and issuer of Asgard eWRAP Super and Investments (including all badged offerings), Asgard Open eWRAP Super and Investments, Asgard Infinity eWRAP Super and Investments, Asgard Managed Profiles and Separately Managed Account - Funds Super and Investments, Asgard Employee Superannuation Account (AESA) and Asgard Elements Super and Investments, noting that each of the Super products are a part of the superannuation fund known as the Asgard Independence Plan - Division Two, ABN 90 194 410 365, RSE R1055580 (collectively Asgard Products). Asgard Capital Management Limited ABN 92 009 279 592, AFSL Number 240695 (Asgard) is the administrator and custodian of the Asgard Products.
AIA Australia Limited ABN 79 004 837 861, AFSL Number 230043 (AIA Australia) is the issuer of the Asgard Personal Protection Package policies to BTFM, through which members in the Asgard Products (besides AESA) receive insurance cover. AIA Australia is also the issuer of master policies to BTFM in respect of AESA.
A Product Disclosure Statement (PDS) is available for each of the Asgard Products and the Asgard Personal Protection Package and can be obtained from your financial adviser or by calling 1800 998 185 or visiting asgard.com.au. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in the Asgard Products and the Asgard Personal Protection Package.
This information has been prepared as general advice only and does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to these factors before acting on it.
BTFM and Asgard are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141, AFSL Number and Australian Credit Licence 233714 (Westpac). Apart from any interest investors may have in underlying bank accounts held at Westpac through an Asgard Cash Account or Westpac securities acquired through an Asgard Product, an investment in, or acquired through, an Asgard Product is not an investment in, deposit with or any other liability of Westpac, any Division of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds or loss of income and principal invested. Westpac and its related entities (including BTFM and Asgard) do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, the Asgard Products.